Fixed Deposit vs Debt Funds

Fixed Deposit
Data as on - 17-07-2026
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100,000 106,660 6,660 6.66
HDFC Dynamic Debt Fund - Growth Option 100,000 103,083 3,083 3.08
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,660 Not Applicable Not Applicable 1,998 4,662
HDFC Dynamic Debt Fund - Growth Option 3,083 Short Term Not Applicable 925 2,158

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

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