Fixed Deposit vs Debt Funds

Fixed Deposit
Data as on - 28-11-2023
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100,000 105,562 5,562 5.56
HDFC Dynamic Debt Fund - Growth Option 100,000 105,946 5,946 5.95
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,562 Not Applicable Not Applicable 1,669 3,894
HDFC Dynamic Debt Fund - Growth Option 5,946 Short Term Not Applicable 1,784 4,162

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

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