FD & Bonds

Fixed Deposit

Fixed Deposits are one of the oldest and most common methods of investing. When it comes to assured returns, choosing the right type of savings scheme makes all the difference. Fixed Deposits let you make the most of value-added benefits as you create wealth at low risk.

Fixed Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits.

  • Types of Companies offering Fixed Deposits
  • Financial Institutions
  • Non-Banking Finance Companies (NBFCs).
  • Manufacturing Companies
  • Housing Finance Companies
  • Government Companies &
  • You can also go for Fixed Deposits with Banks.

Interest Rates

  Monthly Quarterly Half Yearly Yearly CDY
Sl # Name Of the Company W.E.F Min. Invst Period (Months) Amt (Rs.) ROI (%) Amt (Rs.) ROI (%) Amt (Rs.) ROI (%) Amt (Rs.) ROI (%) Amt (Rs.) ROI (%)
1 BAJAJ FINANCE LIMITED 03/09/2019 12-23   7.72   7.77   7.85   8.00   8.00
  Note: 0.25% extra for Senior Citizen   24-35 25000 7.77 25000 7.82 25000 7.89 25000 8.05 25000 8.05
  PAN Card photocopy, Photo & Address proof required of all Investors   36-60   8.05   8.10   8.18   8.35   8.35
  SPECIAL SCHEME   15 100000 7.77 100000 7.82 100000 7.89 100000 8.05 100000 8.05
                           
2 HDFC LTD (Individual) - Regular Deposits 04/10/2019 12-23 40000 7.25 20000 7.30 20000 7.37 20000 NA 20000 7.52
  Note: 0.25% extra for Senior Citizen   24-35   7.25   7.30   7.37   7.52   7.52
  Note: These rates are applicable for deposits < Rs.1 crore   36-59   7.25   7.30   7.37   7.52   7.52
  PAN Card photocopy, Photo & Address proof required of all Investors   60-84   7.25   7.30   7.37   7.52   7.52
                           
3 HDFC PREMIUM DEPOSITS 04/10/2019 15 40000 7.30 20000 7.35 20000 7.42 20000 NA 20000 7.57
  Note: 0.25% extra for Senior Citizen   30   7.35   7.40   7.47   7.62   7.62
      22/44   7.40   7.45   7.52   7.67   7.67
                           
4 HDFC PREMIUM DEPOSITS- INDV 04/10/2019 33/66 40000 7.45 20000 7.50 20000 7.57 20000 7.72 20000 7.82
Note: 0.25 extra for Senior Citizen                          
5 JKTYRE INDUSTRIES 12 NA NA 25000 8.00 NA NA NA NA 25000 8.24
  Note: 0.50% extra for Senior Citizen deposit   24   NA   8.25   NA   NA   8.87
      36   NA   8.35   NA   NA   9.38
                           
6 LIC HOUSING FINANCE CO. LTD 26/10/2019 12 200000 7.25 NA NA NA NA 10000 7.50 10000 7.50
  Note: 0.10% extra for Senior Citizen deposit up to 50000/-   18   7.25           7.50   7.50
  Note: 0.25% extra for Senior Citizen deposit up to 51000/-   24   7.25           7.55   7.55
  PAN Card photocopy and Address proof required of all Investors   36   7.35           7.60   7.60
      60   7.35           7.60   7.60
                         
7 Mahindra & Mahindra Financial Services Ltd. 22/08/2019 12 NA NA 50000 7.55 25000 7.60 NA NA 5000 7.75
  Note: Senior Citizen will get 0.25% extra   18       7.55   7.60   NA   7.95
  PAN Card photocopy, Photo and Address proof required of all Investors   24       7.90   7.95   NA   8.73
      36       8.25   8.30   NA   9.15
      48,60       8.25   8.30   NA   9.58-10.00
                           
8 PNB Housing Finance Ltd. 22/10/2019 15 25000 7.80 10000 7.85 10000 7.90 10000 8.10 10000 8.21
      22   7.85   7.90   7.95   8.15   8.41
  Note: 0.25% extra for Senior Citizen   30   7.90   7.95   8.00   8.20   8.73
      44   8.05   8.10   8.15   8.35   9.33
                           
9 PNB Housing Finance Ltd. 22/10/2019 12 25000 7.75 10000 7.80 10000 7.85 10000 8.05 10000 8.05
  Note: Senior Citizen will get 0.25% extra   24   7.80   8.85   7.90   8.10   8.43
  PAN Card photocopy, Photo & Address proof required of all Investors   36   7.90   7.95   8.00   8.20   8.89
      48-59   8.05   8.10   8.15   8.35   9.46
      60-71   8.15   8.20   8.25   8.45   10.00
    72-120   8.00-7.95   8.05-8.00   8.10-8.05   8.30-8.25   10.23-12.09
                           
10 Shriram Transport Finance-UNNATI Fixed Deposit 01/11/2019 12 10000 7.72 10000 7.77 10000 7.85 10000 8.00 5000 8.00
  Photo, PAN Card photocopy and Address proof required of all Investor   24   7.95   8.00   8.08   8.25   8.59
Note: Additional benefit for Sr.Citizen 0.23%(M&Q), 0.24%(H), 0.25%(Y &C)   36-60   8.42-8.65   8.48-8.71   8.57-8.81   8.75-9.00   9.54-10.77
54EC Monthly Quarterly Half Yearly Yearly CDY
  Name Of the Company W.E.F Min.Invst Period (Months) Amount(Rs.) ROI(%) Amount(Rs.) ROI(%) Amount(Rs.) ROI(%) Amount(Rs.) ROI(%) Amount(Rs.) ROI(%)
1 Rural Electrification Corporation limited (code: 027) 01/04/2018 60 NA NA NA NA NA NA 10000 5.75 NA NA
  PAN Card and Address proof (AADHAR) photocopy required of all Investors                        
                           
2 Indian Railway Finance Corp Ltd (CODE: 024) 01/04/2018 60 NA NA NA NA NA NA 10000 5.75 NA NA
  PAN Card and Address proof (AADHAR) photocopy required of all Investors                        
                           
3 PFC Capital Gain Bonds (CODE: P021) 01/04/2018 60 NA NA NA NA NA NA 10000 5.75 NA NA
  PAN Card and Address proof (AADHAR) photocopy required of all Investors                        
                           
GOI BONDS Monthly Quarterly Half Yearly Yearly CDY
  Name Of the Company W.E.F Min.Invst Period (Months) Amount(Rs.) ROI(%) Amount(Rs.) ROI(%) Amount(Rs.) ROI(%) Amount(Rs.) ROI(%) Amount(Rs.) ROI(%)
1 State Bank Of India 7.75% Savings (Taxable) Bonds, 2018   84 NA NA NA NA 1000 7.75 NA NA 1000 7.75
                           
2 HDFC Bank GOI 7.75% Savings (Taxable) Bonds 2018   84 NA NA NA NA 1000 7.75 NA NA 1000 7.75
  Note: PAN Card photocopy Required Interest UP TO 10000/- No TDS
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